Home Loan Refiancing Guide
Enquiry - We will sit with you to asses your home loan needs and research the best home loan for you.prepare an application
Application - We will fill in and gather from you all of the necessary infomation required by the home loan lender for you.
Conditional Approval - We will then submit the home loan application to the lender and they will issue an approval subject to the property being valued and deemed acceptable.
Property valuation - We'll arrange the valuation of the security of the property While we do this, you should satisfy any conditions in the loan approval.
Formal approval - We'll confirm approval to you and ask our solicitors to start preparing the loan documents
Insurance - You should arrange building insurance - we need a copy of this before we arrange settlement. We will let you know what the acceptable amount needs to be to satisfy the home loan lenders requirements.
Loan documents - Our solicitors will prepare your mortgage documents and mail them to you.
Settlement of your property - Your loan is drawn down on the day of settlement and is in place from this time.
After settlement - we will contact you to arrange an appointment time to go through out finance coaching material for our home loan clients. See the Diamond Advantage Finance Coaching Pack. You will receive this FREE after your home loan has settled.
Home Loan Refinancing Document Check List
